How Google Pay keeps your info private

When you use Google Pay, your Google Account saves items and activity, like your:

Transactions
Payment methods

To control how Google uses this info, adjust your saved data and privacy settings in Google Pay. Learn how to personalize your experience.

How Google Pay privacy settings work

Personalize Google Pay

Important: This setting doesn’t change how your purchases are saved in other Google services, like Play Store or YouTube. Your Wallet passes are kept separately under the Wallet settings.

If you turn on the “Personalization within Google Pay,” you can get offers and similar promotions from stores you shop at. It can also suggest ways to save money.

This setting is off by default. When you turn on, Google Pay uses this info to personalize your experienced based on:

Your activity and some items, like purchases and payment methods
Other info, like the place where you made a purchase

When this setting is off:

Google Pay still works. You can still make contactless payments, but deals might not be as good.
To make Google Pay work Google saves the info, but we don't use it to personalize your experience.

Share your Google Pay info with other companies

Important: Even if this setting is off, you might still find Google Pay as an option when you shop online.

This setting helps you use Google Pay to check out quickly and securely when you shop at other companies. By default, it is on, so Google can tell companies that you can use Google Pay.

Share your credit info with other Google companies (US only)

If this setting is on, Google can use info like your spending habits to help you get other Google products. For example, if you want to buy a phone from the Google Store, you might be able to pay for it over time.

Why this setting is required

The US Fair Credit Reporting Act requires this setting.

Share personal info with other Google companies for deals (US only)

If this setting is on, Google can use info like your spending habits to recommend products and features that might be helpful to you. Google Pay never sells your transaction history to other companies or shares it with the rest of Google to show you ads.

Important: If you have signed up for another program, like Google Pay rewards, Google might share your information even if you've opted-out here.

Why this setting is required

The US Fair Credit Reporting Act requires this setting.

How we protect your data

We never sell your info: Google Pay never sells your transaction history to other companies or shares it with the rest of Google to show you ads.
We keep Google Account safe: Your Google Account can stop spam, malware, and viruses with its security features. This helps keep your Google Pay info safe from hackers.

How we handle your info

Google Pay and Google Wallet collect some info to make them work on your device. Some of this info uses Google Play services.

Info Google Pay may collect

Google Pay may collect any of the following, depending on the services you use:

Personal info, like your name, address, phone number, email address, and device ID or other identifiers: To set up and use cards in Google Pay, for fraud prevention, security and compliance, and how to manage your account, Google uses this info.
Financial info, like your credit card or debit card number, what you have bought, credit info, and other financial info: To help you make safe purchases with Google Pay, Google uses this info.
Your location: For fraud prevention, security, and compliance purposes when you add a new payment card or transit card to Google Pay, Google uses this info. Based on your Google Account settings, Google might also use your location info to provide location details in your receipts.
How you use Google Pay, search history within the app, crash reports, diagnostics, and other app performance info: Google may use this info to track how users use the app.
Installed apps: When you choose to link your bank app to Google Pay, Google uses this info.
SMS Messages: To autofill one-time passwords, prevent fraud, and keep your account secure, Google uses this info.
Photos, addresses, and contacts: To manage your Google Account, Google uses this info.

Info that Google Wallet may collect

Google Wallet may collect any of the following depending on the services you use:

Personal info, like your name, address, phone number, email address, and device ID: To set up and use cards in Google Wallet and for things like fraud prevention, security, and management of your account, Google uses this info.
Financial info, like your credit or debit card number, what you have bought, credit info, and other financial info: To help you make safe purchases with Google Wallet, Google uses this info.
Your location: For fraud prevention, security, and compliance when you add a new payment card or transit card to Google Wallet, Google uses this info. Based on your Google Account settings, Google might also use your location to provide location details in your receipts.
How you use Google Wallet, search history within the app, crash reports, diagnostics, and other app performance info: To track how users use the app, Google may use this info.
Installed apps: When you choose to link your bank app to Google Wallet, Google uses this info.
SMS Messages: Google uses this info to autofill one-time passwords, prevent fraud, and keep your account secure.
Photos, addresses, and contacts: To manage your Google Account, Google uses this info.

Discover how Google Play services for payments handles data in Japan

Google Play services for payments collects and uses certain information to set up and offer payments-related services to users.

Find info Google Play services for payments may collect

Personal info, like your name, address, phone number, email address, and device ID or other identifiers: To set up and use cards in Google Pay, and for things like fraud prevention, security and how to manage your account, Google uses this info.
Financial info, like your credit or debit card number, what you have bought, and other financial info: To help you make safe purchases with Google Pay, Google uses this info.
How you use Google Pay, crash reports, diagnostics, and other app performance info: To make Google Pay work better and track how users use the app, Google uses this info.
Installed apps: To interact with apps for regional payment networks, Google uses this info.

Security & control

To keep your data safe, Google encrypts it while it is being sent.
Google Play services for payments always keeps payment info it stores safe on your devices Secure Element chip.
Currently, Google Play services for payments works on devices with a Secure Element chip.
Google Play services for payments is already installed on some Android devices. You can uninstall it, but this removes the app from your device. If you uninstall the app, some payment features in Google apps might not work as well. If you need to use those features again, you’ll be asked to reinstall the app. For example, Google Pay might not be able to show the current balance for your eMoney cards.

Manage & delete your Google Pay data

Manage your data & personalization settings on Google Pay

On the Google Pay website:

Go to pay.google.com.
On the left, click Settings.
Under "Privacy settings," turn individual settings on or off.

For more info, learn how to manage settings on the Google Pay website.

Delete payments transactions & other activity

You can delete your payments transactions and activity from your Google Account. They will no longer show up in Google Pay. To keep its services continue to work or to meet business and legal requirements, Google might need to keep some info about transactions.

On your computer, go to account.google.com.
On the left, select Payments & subscriptions.
- If you don’t find it, expand your browser window.
Select Manage your Google Pay experience.
You can delete the activity you no longer want on this page.
- To delete certain items: Next to the item, select More Delete.
- To delete all items on a certain date: Next to the date, select Delete .
- To delete all items: Select Delete All time.