Travel now, pay later - The New York Times' Elaine Glusac explores the payment options for travel costs featuring our BNPL solution, Flex Pay. “We’re opening the aperture, allowing more people to travel,” Tom Botts, President of Flex Pay. Read more: https://lnkd.in/ge3Hj5n4
Upgrade, Inc.
Financial Services
San Francisco, California 60,639 followers
Improving access to affordable responsible credit since 2017.
About us
Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7 million customers access over $40 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re consistently recognized for our innovative technology, rapid growth, and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, Best Startup Employer by Forbes, and America’s Greatest Workplaces by Newsweek. Our technology and products have also earned us spots on the World's Top 250 Fintech Companies by CNBC, Deloitte Technology Fast 500, and Fintech Breakthrough Awards. We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people.
- Website
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http://upgrade.com/
External link for Upgrade, Inc.
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- San Francisco, California
- Type
- Privately Held
- Founded
- 2016
- Specialties
- FinTech, Personal Loans, Credit Monitoring, Consumer Credit, Credit Lines, Deposit Accounts, Checking Accounts, Savings Accounts, Home Improvement Financing, and Auto Financing
Locations
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Primary
Get directions
275 Battery Street
Suite 2300
San Francisco, California 94104, US
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Get directions
2 N Central Ave
Phoenix, Arizona 85004, US
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Get directions
1080 Côte du Beaver Hall
Montreal, Quebec H2Z 1S8, CA
Employees at Upgrade, Inc.
Updates
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We’re excited for our Co-founder and CEO, Renaud Laplanche, to speak today at Fortune #BrainstormTech. He will join banking and fintech leaders on the panel, “Insight Exchange: Can’t We All Get Along? The Growing Tension Between Banks and Fintechs.” Renaud will bring his perspective on how fintechs and banks can move beyond competition to drive innovation, expand access to credit, and deliver better outcomes for consumers.
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Upgrade, Inc. reposted this
We are proud to share that LuminArx Capital has successfully sponsored and closed its first asset-backed securities (ABS) transaction, marking a major milestone for our platform and partners. The issuance, UPX HI 2025-1, is backed by a pool of unsecured, fixed-rate home improvement loans originated and underwritten via Upgrade’s Home Improvement platform by Cross River, their originating bank partner. It represents the first capital markets issuance tied to this program, underscoring growing institutional demand for real economy asset-backed finance. Fitch Ratings has assigned expected ratings of ‘A-sf’, ‘BBB-sf’, and ‘BB-sf’, all with a stable outlook across the capital stack. We’re grateful to Upgrade, Inc., Citi, Santander, and everyone at LuminArx for their tireless efforts and collaboration on this landmark transaction. This transaction reflects our commitment to innovative credit solutions and to expanding access to asset-backed financing in the fast-evolving home improvement sector. Here for additional details: https://lnkd.in/gHcm8qVj Stay tuned. More to come!
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Upgrade, Inc. reposted this
Financial Services Insights Leader | Speaker, blogger, podcast host | Empowering product and marketing teams with data-driven strategies for growth.
🎙️ BREAKING ⭐ INTERVIEW with Sumit Agarwal, Head of Cards at Upgrade, Inc. Upgrade went quiet but it's about to come roaring back and remains as ambitious as ever. I've always wanted to get behind the scenes on the fascinating and innovative Upgrade Card. If you do too then you can't miss this episode of the Mintel Little Conversation podcast! 💡Fresh momentum at Upgrade. With industry veteran Sumit Agarwal now Head of Cards, Upgrade is signaling a new chapter of growth and innovation as it continues to challenge the traditional credit card model. 💡💡A product made for the moment. At a time when U.S. consumers are carrying record levels of credit card debt and increasingly only paying the minimum due, Upgrade’s hybrid installment-credit model offers a more disciplined, responsible way to borrow. 🙏Thank you Sumit for taking us behind the scenes at Upgrade for a fascinating conversation. 🎧Watch/listen now: https://lnkd.in/erZcPQCh 🔔Click the bell icon in my profile to get notified when I post. #fintech #creditcards #payments #innovation #growth #momentum
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🚀 We’re thrilled to share that our Home Improvement product has surpassed $2 billion in loan originations. This achievement reflects the incredible work our Home Improvement team has done to help homeowners invest in their homes while empowering contractors to grow their businesses. Read more: https://lnkd.in/gZ6pja7b
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Our Employee Resource Groups (ERGs) teamed up to lead a Back-to-School Drive across our Phoenix, San Francisco, Atlanta, and Orange County offices. Upgrade team members donated nearly 600 backpacks filled with school supplies to local nonprofits helping students get ready for the school year 🎒 We’re proud of our team for helping students get the supplies they need to feel more confident and prepared to succeed.
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Upgrade, Inc. reposted this
Very proud of the Upgrade, Inc. team for reaching this new milestone and grateful to our 7 million customers and thousands of partners for their trust, loyalty and support! #fintech, #neobank https://lnkd.in/gkhRVp43
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We’re proud to announce we’ve surpassed $40 billion in total loan originations, serving over 7 million customers since launching in 2017 �� Read more: https://lnkd.in/gEUFk4bj
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We're excited to work with Rithm Capital and enable more homeowners to transform their spaces with fast, affordable financing. Read more: https://lnkd.in/gssGNCGr
Rithm Capital is proud to announce a forward flow agreement to acquire $1 billion in home improvement loans originated and serviced by Upgrade, Inc. The acquisition enables Rithm to underwrite and manage a high-quality pool of loans in a growing area of the market, build on Rithm’s significant expertise acquiring and managing consumer loans, and expand its asset-based finance platform. Read more here: https://lnkd.in/ePrMmAzZ #ABF #Investing #HomeImprovementLoans
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