Commerzbank – the bank by your side

We are available to assist you personally with any questions. Feel free to contact us!

1. You have not held a current account with Commerzbank in the last 24 months.
2. You open the current account online.
3. You actively use the account for three months. This means at least five monthly transactions of at least 25 euros (e.g. from or to employers, pension funds, property management companies, energy providers, phone providers, but no transfers to other bank accounts held in your name or balances brought forward). If the above conditions are abused, we reserve the right to not pay the starting balance.
4. You consent to advertising emails and calls. Consent may be given during the account opening process or thereafter within 3 months at a Commerzbank branch or online at www.commerzbank.de/einwilligungen and may not be revoked for at least 3 months.

The Commerzbank security promise helps make sure you can use your online banking safe and sound. Benefit from optimal protection for online banking on our website and in our banking app with our photoTAN authentication process. We’ll refund any money lost due to phishing scams or malware in full if the necessary conditions are met.

Along with Commerzbank, the Cash Group includes Deutsche Bank, HypoVereinsbank, Postbank and their subsidiaries.

Do you like to stay in control and always keep your expenditure in check? In that case, the Commerzbank Prepaid credit card is the perfect solution. The prepaid card is a fully-fledged credit card that needs to be charged in advance. The charged amount can be renewed again and again - even by standing order. This way, you never spend more than is currently available.

Are you looking for a low-cost credit card? The Classic credit card offers everything you need for your day-to-day financing needs and includes a monthly statement – so you don’t lose track of your payments. Enjoy the financial flexibility of approximately 33 million points of acceptance and 800,000 ATMs. All transactions are listed in your monthly statement and deducted from your account once a month.

Be prepared for the unexpected: With our credit cards, you can rely on a comprehensive insurance cover while away from home. If you choose the the MasterCard Gold, the services include:

• Health insurance whilst travelling abroad
• Foreign travel accident insurance
• Travel cancellation insurance
• Curtailment insurance
• Travel emergency assistance insurance
• Baggage insurance
• Travel inconvenience insurance
• Insurance against fraudulent use of your SIM card if your mobile phone is stolen

With the exception of the travel inconvenience insurance, all insurances apply even if the journey has not been paid for with the MasterCard Gold.

The DirektDepot is a low-cost share dealing account for investors who don’t need advice. You manage your investments independently, buy and sell either online or via mobile banking, and benefit from low transaction costs.

If you prefer personal and professional advice with your securities and look for long-term investments, the KlassikDepot is the perfect share dealing account. You benefit from the full support of our investment advice. Taking into account your individual situation, we work with you on a portfolio that is appropriate to your circumstances regarding opportunities and risks.

The PremiumDepot combines maximum freedom in your securities transactions as well as personal and professional support. The flat fee offers you optimal flexibility and cost-efficient transactions. In addition to our comprehensive consulting and information services, you also get access to the exclusive reports from our chief investment strategist (CIO).